Women Share Why They and Their Spouses Keep Separate Finances

1. Because my partner’s been burned in the past. -By us keeping them separate, she can ensure all the household bills are paid and everything is in good standing. It has worked, and we never have arguments over finances. Even though our finances are separate, we don’t worry about who pays for what or how the money is spent. ― Raigan


2. Because it’s easier. -Pure laziness. We have bills each person is responsible for and it’s easier for us to keep it all how we are used to than to do math. ― Jessica


3. Because we enjoy our independence. –My husband and I have been married for 16 years. About six years in, we got separate accounts at two totally different banks. If I remember correctly, it was because we kept spending everything and were living paycheck-to-paycheck. I love being able to spend what I want without having to explain. “What the hell did you spend $300 on in Target?!!” Nope! I do not go through that. As a woman, I think it is important to have and manage your own money and have something put away in savings ― just in case!- ― Stef


4. Because we have different money management styles.-I balance a budget and pay most of the bills, track shared expenses, etc. At the end of the month, I balance/reconcile and Venmo request the money he owes me for the shared expenses, which include utilities, mortgage, cars, groceries, investments, etc. We both manage our own personal non-shared expenses. This way, my OCD budgeting doesn’t impact his lower-key approach ― we both prioritize important shared funds but maintain independence. We have a “spend your own money on whatever you want” mentality with no judgment and no permission-seeking. ― Kelly